Water! We all use water every day. Wether you drink water, or boil water or take showers regularly you utilize water.
Cold showers are not fun! A water heater provides hot warm for the home. It is 1 of the 4 main Points an Inspector checks during the Inspection. When was it made? Is it properly installed? What type of tubing is used? Safety valve present? This are some of the points that are inspected during the inspection of the water heater.
The Structure of the real estate property is very important. It's your safety envelope. An insurance company wants to see the condition of your most valuable asset. Your "4 Walls", yes you may have more than 4, but your "4 walls" are what protect you from many elements. So an insurance company whom is taking the risk in protecting your home needs to see what your home looks like.
They look at the egress doors, windows, the structure itself and the elevation of the roof of the property.
The HVAC unit is a must here in South Florida. The temperatures are very high so cooling is necessary. Every so often, rarely to be honest, but we do get to use that setting called "Heat" here in Miami, Fl, but rarely as I mentioned.
Our HVAC systems are utilized daily to enjoy a comfortable setting here in South Florida. HVAC systems are expensive and so are repairs. Something as simple as Filter maintenance can reduce the risk of damage to your HVAC system and a filter is the least expensive way to properly maintain your system working properly.
When a Home Owners Insurance company is going to insure a home, they rely on a Certified Home Inspector to inspect and report on the condition of the HVAC system. It lets all parties know before hand the condition of the unit.
What year was it manufactured? Who manufactured it? When was it last serviced, if known? How do the vents look? Is there a build up of dust and lint? Any mold around the exit chamber to the ducts? What condition are the ducts in?
Those are some of the areas that are inspected to fully determine the overall condition of the HVAC system. It's one of the most valuable utilities found in a home and it's one of the most, if not THE most used utility. So make sure to change your filters and address any issues early on!
4 Point Inspections cover the 4 most important points of a home. Insurance companies want a certified professional home inspector to review the integrity of some of the most expensive and important features of the home.
The Electrical Panel
The Water Heater
The Air Conditioning Unit
With out validating the integrity of these 4 points, the insurance company can not insure the home until it has a full understanding of the current condition of each point.
Later we will go into detail each of the 4 points of a 4 Point Inspection.